Rajan Kumar
Managing Partner
Building Financial Futures
For over 25 years, Rajan Kumar has dedicated himself to helping people secure their financial futures. His journey began after graduating from SUNY Plattsburgh in 1997, working with established firms like MetLife and AIG before founding his own practice, 435 Financial, in Albany in 2013.
Today, as Managing Partner of RBT Wealth (formed in May 2024), Rajan divides his time between mentoring financial advisors and working directly with clients. His approach to financial planning is refreshingly straightforward: listen carefully, create clear roadmaps, and always put client service first.
Rajan specializes in helping families prepare for retirement, manage their investments wisely, and create plans that protect what they've built. He's also passionate about helping non-profit organizations design sustainable financial plans that support their missions for years to come.
Behind the professional experience, Rajan is a family man who lives in Beacon, New York with his wife Katie and their five children. When not helping clients plan for tomorrow, Rajan stays connected to his community through the St. Rocco's Society, the Elks Club, and occasional rounds of golf at Powelton Country Club.
"Financial planning isn't complicated," Rajan often says. "It's about understanding what matters most to people and helping them get there, one step at a time."